GCash Rates 2024 - Charges and Transaction Fees

GCash send and receive money transfer rates, cash-in, and cash-out transaction fees.
If you do not have Gcash account yet, I suggest you create one to avail the affordable rates when you buy Globe load, cash in, cash out, pay bills, shop online, money transfer, a…
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If you do not have Gcash account yet, I suggest you create one to avail the affordable rates when you buy Globe load, cash in, cash out, pay bills, shop online, money transfer, and more. It gives you a fast and easy way to transact online by simply logging in to your account and you can navigate the services you want to use without going out to any establishments to transact. You can send and receive money everywhere with their domestic and global partners making it more convenient and cost-efficient.

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Gcash Rates

GCash Rates

Here is a table of GCash rates, charges, and transaction fees depending on what service you are going to use.

Starting October 2, 2023, GCash will implement a 5-peso convenience fee for linked accounts.

GCash Cash Out Fee

Description Fee
Cash out via over-the-counter outlets 2% of cash-out amount
Cash out or withdrawal to bank account ₱15
GCash MasterCard ATM withdrawal ₱10 to ₱18
GCash MasterCard ATM withdrawal outside the Philippines ₱150

GCash Cash In Rates

For now, BPI users can use E-Wallet to transfer money for free. Effective March 1, 2024, GCash via ECPay (E-Wallet) will be charged a fee of ₱10.00.

Cash in Fee
From linked bank account in GCash app (e.g. BPI and Unionbank) ₱5
From remittance partner in GCash app (e.g. Moneygram, Western Union) FREE
From over-the-counter outlets below the monthly free cash-in limit of ₱8,000 FREE
From over-the-counter outlets above the monthly free cash-in limit of ₱8,000 2% of cash-in amount
Cash-in from PayPal FREE
From bank via online or mobile banking Free to ₱50
CIMB to GCash FREE
AUB to GCash ₱8
DBP to GCash ₱10
Robinsons Bank to GCash ₱10
Bank of Commerce to GCash ₱15
UnionBank to GCash Free (below ₱1,000), ₱10 (above ₱1,000)
BDO to GCash ₱25
BPI to GCash ₱25
Chinabank to GCash ₱10 - ₱15
EastWest Bank to GCash ₱25
Landbank to GCash ₱25
Maybank to GCash ₱25
Metrobank to GCash ₱25
PBCOM to GCash ₱20
PNB to GCash ₱20
PSBank to GCash ₱15
RCBC to GCash ₱25
Security Bank to GCash ₱25
UCPB to GCash ₱25

GCash Send Money Rates

Description Fee
Send money via Express Send Free
Send money via Send with a Clip Free
Send money via Ang Pao Free
Send money via bank transfer ₱15
Request money or KKB Free
Send via GCash Padala ₱5 or 15%

GCash Padala Rates

Amount Fee
₱500 ₱5
₱5001 - ₱10,000 1.5% of the amount fee

GCash Padala remittance can only be claimed within 15 days. If unclaimed within the given time frame, the money will go back to the sender's GCash account minus the service fee.

GCash Load Top-up Rates

Description Fee
Smart and TNT regular load 2% of the load amount
Smart and TNT load promo worth Php 100 and below ₱1
Smart and TNT load promo worth Php 100 and above ₱2

GLoan Rates

Description Fee
One-time processing fee in addition to the loan amount 3% of the loan
Late payment ₱100 + 0.15% of the outstanding balance
Interest Rate (rate assigned to you based on your GScore) 1.59% to 6.57% per month, depending on your eligibility and chosen installment duration

GCash Account Fees

Description Rate / Fee
Request money Free
KKB (Bill Split Feature) Free
GGives Penalty Fee ₱100 + 0.15% of the principal per day
GCash PRO Biz Starter 99 subscription ₱99
Dormancy Fee ₱50

GCredit Rates

Description Rate / Fee
Interest fee within the billing period 3% to 5%
Penalty fee for unpaid loan 1-30 days after the due date ₱200
Penalty fee for unpaid loan 31-60 days after the due date ₱500
Penalty fee for unpaid loan 61-90 days after the due date ₱900
Penalty fee for unpaid loan 90 days or more after the due date ₱1,500

GCash MasterCard Rates

Description Fee
Balance inquiry via ATM ₱3
Balance inquiry via ATM outside the Philippines ₱50
Dormancy fee ₱50
Buy GCash MasterCard offline ₱150
Buy GCash MasterCard online (+delivery fee) ₱215

GCash Bills Payment Rates

Description Rate / Fee
Pay to billers with fixed fees Free to ₱60
Pay to billers with percentage-based fees 2% of bill amount
GInsure Fee 0.92% of the bill
Bayantel Free
BIR FREE
Cablelink Free
Cignal Free
Credit cards (for all registered billers) Free
Converge ICT ₱7
Digitel Free
Eastern Telecoms Free
Globe At Home Free
Globe Postpaid Free
Manila Water Free
Maynilad Free
Meralco Free
Meralco Kuryente Load 10% transaction fee
Pag-IBIG ₱5
PLDT (DSL/Fiber) ₱7
Prime Water ₱5
Sky Fiber Free
Sky Cable Free
Smart Communications ₱7
Prime Water ₱5
SSS Free

GCash FAQ's

List of GCash Partners
  • Ministop
  • Alfamart
  • Puregold
  • SM Group of Supermarkets
  • Robinsons Supermarket
  • All Day Supermarket
  • Easy Day SHop
  • Ever Supermarket
  • Gaisano Grand
  • Waltermart
  • SM
  • Robinsons
  • Mercury Drug
  • Watsons
  • Seaoil
  • Petron
  • LBC Express
  • TouchPay
  • Pay&Go
  • eTap
  • Villarica
  • Tambunting
  • RD Pawnshop
  • Palawan Pawnshop
  • Jaro Pawnshop
  • Globe Store
  • Bayad Center
  • ECPay
  • ExpressPay
  • PERA Hub
  • TrueMoney
  • Posible
  • iBayad
  • VIP Payments Center
  • 7-Eleven
  • Family Mart
  • Lawson
  • Shell Select
GCash Global Partners
  • Paypal
  • Payoneer
  • Claim Remittance via Reference Number
  • Moneygram
  • Western Union
  • Receive Straight to GCash
  • AliPayHK
  • Azimo
  • Cross Remittance
  • Denarii Cash
  • EMQ Send
  • Instant Cash
  • PayIt
  • Rocket Remit
  • Softbank
  • Wall Street Exchange
Accepted or Valid ID's
  • National ID
  • ePhil ID (Paper / Plastic) or National ID card
  • Passport
  • Driver's License
  • Postal ID
  • UMID
  • SSS ID
  • PRC ID
  • HDMF

Please take note that this information is subject to change so be sure to always check the GCash website and app for the updated fee list. For more questions and information, you may visit Gcash website, call their hotline via 2882, or submit a ticket to help center via the GCASH app.

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